Second Charge Secured Loans

An unregulated second charge mortgage (or secured loan) can be a good option if you’d like to borrow money without remortgaging your home. The new loan is secured against your property and can be used for a variety of purposes.

This funding option can allow you to avoid the often-costly process of re-mortgaging which is what many customers looking to release capital use in the absence of the second charge mortgage option. Omni Capital work with lenders who have comprehensive ranges of products including both residential and buy-to-let second charge mortgages. Second charges allow borrowers to unlock equity in their property without disturbing their first charge mortgage arrangements.