SPECIALIST FINANCE

Commercial Mortgages

A commercial mortgage – sometimes called a “commercial property mortgage” or “commercial property loan” – is quite simply a mortgage that’s secured against a commercial property. Commercial properties are properties that house businesses or operate as investments, like an office building or block of flats.

Do You Need a Commercial Mortgage?

You may require or benefit from a commercial mortgage if you’re a:

  • Business owner-occupier who wants to buy a property and use it as trading premises for your business

  • Commercial property investor who wants to buy a property and let it out to a business you don’t own

  • Residential property investor who wants to buy a multiunit freehold block to let to tenants

  • A commercial or residential property owner with a varied portfolio of rental (residential or commercial) properties who wants to re-mortgage under one potentially cheaper mortgage